Loan To Own

  • Bedford Central: Friday, September 7th at 1:00 PM
  • Big Island: Saturday, September 15th at 10:00 AM
  • Moneta/SML: Saturday, September 15th at 12:30 PM
  • Montvale: Monday, September 17th at 10:00 AM
  • Stewartsville:  Monday, September 17th at 12:30 PM

By the end of this course, participants will understand the characteristics of consumer installment loans. To achieve this objective, the participants will be able to:

Identify various types of installment loans.
Identify the factors lenders use to make home loan decisions.
Explain federal laws that protect them when applying for a loan.
Identify the questions to ask when purchasing a car.
Explain why installment loans cost less than rent-to-own services.
Explain why it is important to be wary of rent-to-own, payday loan, and refund anticipation services.
Explain how to guard against predatory lending practices.


Charge It Right

Forest: Wednesday, September 19th at 4:00 PM

By the end of this course, participants will understand how to use a credit card responsibly and what to do when a credit card is lost or stolen.  To achieve this objective, the participants will be able to:

Define credit and explain why it is important.
Describe the purpose of credit cards.
Determine if they are ready to apply for a credit card.
Determine which credit card is best suited for them.
Identify the factors creditors look for when making credit decisions.
Describe how to use a credit card responsibly.
Identify the steps to take when a credit card is lost or stolen.

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